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WORLDWIDE, COFACE PROTECTS COMPANIES AGAINST UNPAID.
THE FOUR PILLARS OF COFACE
- The expertise of business risks
- Protection against unpaid
- Securing sales worldwide
- Financial strength
The Group contributes to the proper functioning and sustainable businesses of all sizes, development, and dissemination of trust between economic actors in the countries where these companies and their customers are located.
OUR EXPERTISE IS BASED ON FOUR PILLARS :
1- The expertise of business risks
In nearly 200 countries, Coface is a global leader in credit insurance and a recognized expert in commercial risks. Our experts secure daily sales and activity of 40,000 companies.
2- Protection against unpaid
80% of companies are facing arrears, which cause a quarter of bankruptcies. One of the first missions of experts Coface is to protect companies against these arrears that may undermine their business and threaten their existence.
3- Securing sales worldwide
Increasingly international, the Coface Group is organized to support the development of businesses around the world with increasing proximity. Every day around the world, 660 underwriters are providing are 10,000 referees decisions guarantees.
4- The financial strength
Rated AA-by Fitch and A2 by Moody's with a stable outlook in both cases, Coface has the financial strength necessary to carry out its activity as an insurer. These positive assessments by the two ratings agencies are based on three key drivers: Coface’s strong competitive position in the global credit insurance market; a robust Group solvency and proactive management of Coface’s risks (founded on efficient procedures and tools). Listed on the Euronext Market in 2014, Natixis (bank financing, management and services arm of BPCE, the second French banking group) is a majority shareholder.”
Coface can provide its credit insurance solution in all of these countries. It enables businesses to cover their subsidiaries too, via a single contract.
Countries where Coface has its own offices or an indirect presence through partners for the distribution of credit insurance:
The Coface partner network
The most extensive international trade credit insurance network
This worldwide network, which Coface started in 1992, brings together private companies and public institutions from the trade credit insurance sector.
They share the common goal to develop & extend trade credit insurance services to support domestic & export trade in many markets, while building on Coface’s expertise & unique company risk database.
The Coface Partner network complements and strengthens Coface’s international presence and enables its clients to enjoy expanded geographical coverage of our services and a deep knowledge of local economic conditions.
This international network also enables Coface to offer multinationals a structure suited to their needs which combines global reach and proximity.
This international network also enables Coface to offer multinationals a structure suited to their needs that combines global reach and proximity.
Integrity is the foundation on which Coface’s reputation and the development of lasting relationships with our customers are based.
Our 'code of conduct' sets out the principles we should apply on a daily basis in order to respect our values: client focus, expertise, collaboration, courage & accountability. It sets out our commitments and serves as a reference for our employees.
Coface has adopted a zero tolerance policy on corruption in all its forms. Our commitments are gathered in our "anti-bribery code".